Bankruptcy Records Search is the only public records resource dedicated excusively to locating bankruptcy records for its users. Stop the endless searches that produce little or no results. We have the documents and information you need.

We cover all 50 states, and every county court, so there isn't a record that we can't retrieve. Start your search now!

What Can You Get?

• Access Complete Case Number
• Parties Named on File
• File/Discharge Dates
• Access to Court Document

How Can I Obtain A Bankruptcy Record?

Simply choose your search method (By name, By Business, By SSN/TID), fill out the required fields, and click search. If there is a match for the search you performed, you can access your results immediately.

How Current Are The Bankruptcy Records?

Our database is updated every week. As soon as the court documents are filed and made available as public record, you will be able to access them from our database

Can I Search For Any Bankruptcy Record, Or Just My Own?

Bankruptcy records are classified as public information under the Freedom of Information Act. As long as you have the required search parameters, you will be able to access any record you search for.

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Consumer debt is consistent with bankruptcy filings.

Research by the Federal Reserve indicates that household debt is at a record high relative to disposable income. Some analysts are concerned that this unprecedented level of debt might pose a risk to the financial health of American households. A high level of indebtedness among households could lead to increased household delinquencies and bankruptcies, which could threaten the health of lenders if loan losses are greater than anticipated.

Can I file Chapter 7 Bankruptcy? That’s easy - usually. 

If your personal income is under the state’s median average depending on family size, and you do not have the income to pay back your debts, yes you can file.

Also, you cannot have received a bankruptcy discharge under Chapter 7 in a case filed within the last eight years, or under a Chapter 13 case filed within the past six years.  However, if you paid at least 70% of your unsecured debts, then the six year rule does not apply.

Also you cannot have defrauded creditors.  Bankruptcy can only be used by honest people.  For example, if you have transferred assets to friends or family members, incurred debts for luxury items when you were broke, or misled lenders about your finances, the court will not grant you a discharge of your debts. Source: http://www.pnwbankruptcy.com

Bankruptcy is a legally declared inability or impairment of ability of an individual or organization to pay its creditors. Creditors may file a bankruptcy petition against a debtor ("involuntary bankruptcy") in an effort to recoup a portion of what they are owed or initiate a restructuring. In the majority of cases, however, bankruptcy is initiated by the debtor (a "voluntary bankruptcy" that is filed by the insolvent individual or organization).

United States Bankruptcy Courts

Each of the 94 federal judicial districts handles bankruptcy matters, and in almost all districts, bankruptcy cases are filed in the bankruptcy court. Bankruptcy cases cannot be filed in state court. Bankruptcy laws help people who can no longer pay their creditors get a fresh start by liquidating their assets to pay their debts, or by creating a repayment plan.

Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation. These procedures are covered under Title 11 of the United States Code (the Bankruptcy Code). The vast majority of cases are filed under the three main chapters of the Bankruptcy Code, which are Chapter 7, Chapter 11, and Chapter 13.

Filing for Bankruptcy

Bankruptcy Basics provides basic information to debtors, creditors, court personnel, the media, and the general public on different aspects of the federal bankruptcy laws. It also provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and answers some of the most commonly asked questions about the bankruptcy process.

In 2005, the Bankruptcy Code was amended to require that most individual debtors complete a special briefing from an approved credit counseling agency before filing a bankruptcy case. In most states, the United States trustee is responsible for approving the providers that offer this special pre-bankruptcy briefing, and in the six districts located in Alabama and North Carolina, the bankruptcy administrator assigned to those districts approve them.